.commercial-section{margin-bottom:var(--spacing-8)}.commercial-section.invalid-state{opacity:.5;pointer-events:none;filter:grayscale(1)}.commercial-disclosure{font-size:var(--font-size-small);color:var(--text-secondary);margin-bottom:var(--spacing-6)}.commercial-disclosure a{color:var(--brand-accent)}.commercial-categories{display:grid;gap:var(--spacing-6)}.commercial-category-heading{font-size:var(--font-size-small);text-transform:uppercase;letter-spacing:.03em;color:var(--text-secondary);margin-bottom:var(--spacing-3)}.provider-grid{display:grid;gap:var(--spacing-4)}@media (min-width: 640px){.provider-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}}.provider-card{background-color:var(--bg-surface);border:var(--border-width-base) solid var(--border-subtle);border-radius:var(--radius-md);padding:var(--spacing-4);display:flex;flex-direction:column;gap:var(--spacing-2);min-width:0;overflow-wrap:break-word}.provider-card-head{display:flex;align-items:baseline;justify-content:space-between;gap:var(--spacing-2);flex-wrap:wrap}.provider-card-name{font-weight:var(--font-weight-h3);color:var(--text-primary)}.provider-tag{font-size:.7rem;text-transform:uppercase;letter-spacing:.03em;padding:.15rem .5rem;border-radius:var(--radius-lg);white-space:nowrap}.provider-tag--affiliate{background-color:#14b8a624;color:var(--color-navy)}.provider-tag--non-affiliate{background-color:var(--color-off-white);border:var(--border-width-base) solid var(--border-subtle);color:var(--text-secondary)}.provider-card-label{font-size:var(--font-size-small);color:var(--text-secondary);margin:0}.provider-card-caveat{font-size:var(--font-size-small);color:var(--text-secondary);font-style:italic;margin:0}.provider-cta{margin-top:auto;padding-top:var(--spacing-2);font-weight:var(--font-weight-h3);color:var(--brand-accent)}.calculator-page[data-astro-cid-3j4mm4sa]{padding-bottom:var(--spacing-12)}.calculator-results[data-astro-cid-3j4mm4sa].invalid-state{opacity:.5;pointer-events:none;filter:grayscale(1)}.invalid-message[data-astro-cid-3j4mm4sa]{display:none;color:var(--color-navy);background-color:var(--color-off-white);padding:var(--spacing-4);margin-bottom:var(--spacing-4);border-radius:var(--radius-md);border-left:4px solid var(--warning-color, #F59E0B)}.calculator-results[data-astro-cid-3j4mm4sa].invalid-state .invalid-message[data-astro-cid-3j4mm4sa]{display:block}.page-header[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-8)}.subtitle[data-astro-cid-3j4mm4sa]{font-size:var(--font-size-h3);color:var(--text-secondary)}.calculator-layout[data-astro-cid-3j4mm4sa]{display:grid;gap:var(--spacing-6);margin-bottom:var(--spacing-8)}@media (min-width: 768px){.calculator-layout[data-astro-cid-3j4mm4sa]{grid-template-columns:1fr 1fr}}fieldset[data-astro-cid-3j4mm4sa]{border:none;padding:0;margin:0 0 var(--spacing-6) 0}.primary-result[data-astro-cid-3j4mm4sa]{text-align:center;background-color:var(--color-navy);color:var(--color-white);border:none;margin-bottom:var(--spacing-6)}.primary-result[data-astro-cid-3j4mm4sa] h3[data-astro-cid-3j4mm4sa]{color:var(--color-gray);margin-bottom:var(--spacing-2)}.primary-result[data-astro-cid-3j4mm4sa] .result-explanation[data-astro-cid-3j4mm4sa]{color:var(--color-gray);font-size:var(--font-size-small);margin-top:var(--spacing-4);margin-bottom:0}.target-rate[data-astro-cid-3j4mm4sa]{font-size:clamp(2.5rem,6vw,3.5rem);font-weight:var(--font-weight-h1);color:var(--color-white);line-height:1}.result-list[data-astro-cid-3j4mm4sa]{list-style:none;padding:0;margin:0}.result-list[data-astro-cid-3j4mm4sa] li[data-astro-cid-3j4mm4sa]{display:flex;justify-content:space-between;flex-wrap:wrap;gap:var(--spacing-2) var(--spacing-4);padding:var(--spacing-3) 0;border-bottom:1px solid var(--border-subtle)}.result-list[data-astro-cid-3j4mm4sa] li[data-astro-cid-3j4mm4sa]:last-child{border-bottom:none;padding-bottom:0}.sensitivity-section[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-8)}.utilization-explanation[data-astro-cid-3j4mm4sa],.actionable-insight[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-6)}.insight-box[data-astro-cid-3j4mm4sa]{background-color:var(--color-off-white);border-left:4px solid var(--brand-accent);padding:var(--spacing-4);border-radius:0 var(--radius-md) var(--radius-md) 0;color:var(--color-navy);line-height:1.6}.table-responsive[data-astro-cid-3j4mm4sa]{overflow-x:auto}.current-scenario[data-astro-cid-3j4mm4sa]{background-color:#14b8a60d}.badge[data-astro-cid-3j4mm4sa]{background-color:var(--brand-primary);color:var(--color-white);font-size:.75rem;padding:.1rem .4rem;border-radius:var(--radius-sm);margin-left:var(--spacing-2);vertical-align:middle}.methodology-section[data-astro-cid-3j4mm4sa],.faq-section[data-astro-cid-3j4mm4sa],.related-tools[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-8)}.methodology-section[data-astro-cid-3j4mm4sa] h3[data-astro-cid-3j4mm4sa]{font-size:var(--font-size-body);margin-bottom:var(--spacing-2)}.methodology-section[data-astro-cid-3j4mm4sa]>p[data-astro-cid-3j4mm4sa],.methodology-section[data-astro-cid-3j4mm4sa]>h3[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-4)}.methodology-section[data-astro-cid-3j4mm4sa] ol[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-6);padding-left:var(--spacing-6)}.methodology-section[data-astro-cid-3j4mm4sa] li[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-2)}.methodology-section[data-astro-cid-3j4mm4sa] code[data-astro-cid-3j4mm4sa]{background-color:var(--color-off-white);padding:.1rem .35rem;border-radius:var(--radius-sm);font-size:.9em}.worked-example[data-astro-cid-3j4mm4sa]{background-color:var(--color-off-white);border-radius:var(--radius-md);padding:var(--spacing-5);margin-bottom:var(--spacing-6)}.worked-example[data-astro-cid-3j4mm4sa] h3[data-astro-cid-3j4mm4sa]{margin-top:0}.worked-example-steps[data-astro-cid-3j4mm4sa]{margin-bottom:var(--spacing-3)}.distinctions-list[data-astro-cid-3j4mm4sa]{margin:0 0 var(--spacing-4) 0}.distinction[data-astro-cid-3j4mm4sa]{padding:var(--spacing-3) 0;border-bottom:1px solid var(--border-subtle)}.distinction[data-astro-cid-3j4mm4sa]:last-child{border-bottom:none}.distinction[data-astro-cid-3j4mm4sa] dt[data-astro-cid-3j4mm4sa]{font-weight:var(--font-weight-h3);color:var(--text-primary);margin-bottom:var(--spacing-1)}.distinction[data-astro-cid-3j4mm4sa] dd[data-astro-cid-3j4mm4sa]{margin:0;color:var(--text-secondary)}.limitations[data-astro-cid-3j4mm4sa]{border-top:1px solid var(--border-subtle);padding-top:var(--spacing-6)}.faq-section[data-astro-cid-3j4mm4sa] details[data-astro-cid-3j4mm4sa]{border-bottom:1px solid var(--border-subtle);padding:var(--spacing-4) 0}.faq-section[data-astro-cid-3j4mm4sa] details[data-astro-cid-3j4mm4sa]:last-child{border-bottom:none;padding-bottom:0}.faq-section[data-astro-cid-3j4mm4sa] summary[data-astro-cid-3j4mm4sa]{cursor:pointer;font-weight:var(--font-weight-h3);color:var(--text-primary)}.faq-section[data-astro-cid-3j4mm4sa] details[data-astro-cid-3j4mm4sa] p[data-astro-cid-3j4mm4sa]{margin:var(--spacing-3) 0 0 0;color:var(--text-secondary)}.related-tools[data-astro-cid-3j4mm4sa] p[data-astro-cid-3j4mm4sa]{margin:0}